Health insurers are now filing their proposed 2027 rates with state regulators, and the early numbers are striking; across the initial states that have published so far, the median requested increase in the individual market is 13.5% — and weighted by enrollment, it is over 15%! Some carriers are asking for more than 50%…

[Note this post was initially made in July, 2027, and the numbers above will become stale as actual data becomes updated.]

Valhalla Business Advisors built this tool to help employers and individuals follow the filing process as it unfolds by checking daily on each state’s filings and posting directly for public consumption. Toggle directly in the embedded iFrame below to explore state-specific details, past filings, and the consequences to the individual and small group markets.

Data comes directly from state insurance regulators’ published filings, supplemented by CMS’ federal Rate Review data once it posts in early August. Each carrier links to its primary source. We report medians and ranges from filing-level averages; enrollment-weighted figures are shown where states publish covered lives.

Valhalla Business Advisors is dedicated to offering specialized services to our commercial clients so they can navigate all options available with confidence. As the solution set available to employers continues to expand, Valhalla continues to curate and, when necessary, build solutions for our clients to ensure they are positioned to attract and retain the talent they require. Our expert team is here to guide you through every step. To explore how we can support your organization’s needs, please don’t hesitate to contact Stuart or Jens for a detailed discussion.