There is a line attributed to Mark Twain that financial historians love: history doesn’t repeat, but it rhymes. Every quarter, roughly nine thousand American banks and credit… Read more “The State of American Depository Institutions After the Q1 2026 Call Reports | Valhalla Verticals”
Category: Management Consulting
Valhalla Insight | 2026 Final Market Rate Increase Filings (National)
Over the past few days, final rate filings from insurers in the individual health insurance and small group markets have been posted into state insurance department websites… Read more “Valhalla Insight | 2026 Final Market Rate Increase Filings (National)”
Treasury Yield Curve Explorer | FincLense
When advising clients on permanent life insurance and executive benefit funding, we often step back to examine long-term interest rate trends. The structure of yields — not… Read more “Treasury Yield Curve Explorer | FincLense”
Insurtech’s Legacy: What Employers Can Learn from Zenefits
When Zenefits launched, it captured attention across the benefits world with promises of sleek technology, faster enrollment, and a reimagined broker model. For a time, it seemed… Read more “Insurtech’s Legacy: What Employers Can Learn from Zenefits”
Valhalla Insight | 2026 Small Group Health Market Preliminary Rate Increase Filings (National)
Over the past several weeks, preliminary rate filings from insurers in the individual health insurance markets have been trickling into state insurance department websites and the FFM.… Read more “Valhalla Insight | 2026 Small Group Health Market Preliminary Rate Increase Filings (National)”
Introducing FincLense: Clarity in Financial Decision-Making
In a fast-moving business environment, financial insights can’t wait. You need the right tools at your fingertips — ones that make complex data simple, actionable, and relevant… Read more “Introducing FincLense: Clarity in Financial Decision-Making”
Introducing ComplyLense: Compliance Made Simple
At Valhalla Business Advisors and Aperture Insurance Solutions, we believe that compliance shouldn’t be a maze. It should be a lens — clear, focused, and tailored to… Read more “Introducing ComplyLense: Compliance Made Simple”
Valhalla Insight | 2026 Individual Health Market Preliminary Rate Increase Filings (National)
Over the past several weeks, preliminary rate filings from insurers in the individual health insurance markets have been trickling into state insurance department websites and the FFM.… Read more “Valhalla Insight | 2026 Individual Health Market Preliminary Rate Increase Filings (National)”
Smarter Health Spending: Rethinking Employee Benefits in Uncertain Times
By Jens Thorsen, Valhalla Business Advisors In an unpredictable economy, every dollar matters – especially the dollars flowing into employee health plans. Healthcare costs continue to rise,… Read more “Smarter Health Spending: Rethinking Employee Benefits in Uncertain Times”
Continuous Glucose Monitors: Will Metabolic Monitoring Save American Healthcare? | Valhalla Insights
In the world of executive compensation, Nonqualified Deferred Compensation (NQDC) plans play an important role. One of the most innovative structures that have emerged to support these plans is the Rabbi Trust. In this post, we’ll explore the origins and significance of Rabbi Trusts while exploring their benefits and compliance considerations.