When advising clients on permanent life insurance and executive benefit funding, we often step back to examine long-term interest rate trends. The structure of yields — not… Read more “Treasury Yield Curve Explorer | FincLense”
Category: Employee Benefits Consulting
A RECAP: Valhalla Insights Session | ICHRA 101
We hosted a wonderful event on on September 19, 2025 with Rich Wilber, who offered training on Individual Coverage Health Reimbursement Arrangements (ICHRA). The Valhalla advantage Valhalla… Read more “A RECAP: Valhalla Insights Session | ICHRA 101”
A RECAP: Valhalla Insights Session | Retirement Nuances for Business Owners
We hosted a wonderful event on on August 29, 2025 with Ben Hulburt and Tye Cressman, who shared insights on how retirees can enhance their financial prospects… Read more “A RECAP: Valhalla Insights Session | Retirement Nuances for Business Owners”
Insurtech’s Legacy: What Employers Can Learn from Zenefits
When Zenefits launched, it captured attention across the benefits world with promises of sleek technology, faster enrollment, and a reimagined broker model. For a time, it seemed… Read more “Insurtech’s Legacy: What Employers Can Learn from Zenefits”
Valhalla Insight | 2026 Small Group Health Market Preliminary Rate Increase Filings (National)
Over the past several weeks, preliminary rate filings from insurers in the individual health insurance markets have been trickling into state insurance department websites and the FFM.… Read more “Valhalla Insight | 2026 Small Group Health Market Preliminary Rate Increase Filings (National)”
Introducing FincLense: Clarity in Financial Decision-Making
In a fast-moving business environment, financial insights can’t wait. You need the right tools at your fingertips — ones that make complex data simple, actionable, and relevant… Read more “Introducing FincLense: Clarity in Financial Decision-Making”
Introducing ComplyLense: Compliance Made Simple
At Valhalla Business Advisors and Aperture Insurance Solutions, we believe that compliance shouldn’t be a maze. It should be a lens — clear, focused, and tailored to… Read more “Introducing ComplyLense: Compliance Made Simple”
Valhalla Insight | 2026 Individual Health Market Preliminary Rate Increase Filings (National)
Over the past several weeks, preliminary rate filings from insurers in the individual health insurance markets have been trickling into state insurance department websites and the FFM.… Read more “Valhalla Insight | 2026 Individual Health Market Preliminary Rate Increase Filings (National)”
Strategic Balance Sheet Applications of Life Insurance
COLI, BOLI, CUOLI, ICOLI & Executive Benefit Funding Most people think of life insurance as personal protection — income replacement or estate liquidity. But for financial institutions… Read more “Strategic Balance Sheet Applications of Life Insurance”
2025 Update | Patient Centered Outcomes Research Institute (PCORI) Fees
Plan sponsors of self-insured health plans are obliged to pay a membership-based fee for its plan year via the IRS Form 720 by July 31 of the… Read more “2025 Update | Patient Centered Outcomes Research Institute (PCORI) Fees”